30 years of experience in regulated retail business, of which the last 7 years were in savings and private pensions. For the last 19 years, Ebrahim has been in executive management in both telecom and financial services, serving as head of function, corporate secretary and board member.

Rich experience for 20 years as IT leader for solution design and management, business analysis and software writing in insurance, reinsurance and investment management services.

Experienced analyst with previous expertise in major holding company, and have previously been a consultant in Ernest & Young. Skilled in FS Analysis, investment appraisal, and financial modelling.

Abbas has 14 years experience in financial modelling, actuarial analysis, risk management, compliance and AML. Also expert in global fund screening, research and registration.

A fresh Bahraini graduate, knowledgeable in HTML, CSS, jQuery, JavaScript, and WordPress web technologies.

Experienced Financial controller who worked with audit firms and financial institutions. Skilled in audit, accounting, budget planning and monitoring, management accounts and regulatory reporting.

Accomplished Senior Software Developer and Team Lead with 9 years' experience leading projects as architect, developer and programmer analyst. Brings tremendous hands-on experience in developing digital propositions in the financial sector.

16 years of business analysis, of which 7 were with IBM. She worked on investment, insurance and debt collection, in areas such as Master Data Management, Enterprise Data Warehouse, compliance (KYC/AML/CRS), VAT, auditing and reconciliation.

Jarmo Kotilaine is (since 2012) the Chief Economic Advisor of the Bahrain Economic Development Board (EDB) and (since 2016) an advisor to the President of Tamkeen. He previously served as Chief Economist of the National Commercial Bank (NCB) of Saudi Arabia, having initially worked on setting up the research function for NCB Capital, the investment arm of the NCB Group. Dr. Kotilaine worked for a number of years as an economic and financial consultant with a primary focus on emerging markets. He advised the Spanish stock exchange, Bolsas y Mercados Españoles (BME) and headed the financial services practices of UK-based global consultancy firms. During this time, Dr. Kotilaine’s main clientele consisted of banks, stock exchanges, and financial regulators. Dr. Kotilaine studied economics and economic history at Oxford, Cambridge, and Harvard. He subsequently joined the faculty at Harvard where his primary research focus was the long-term economic and institutional development of Eurasia as well as on international trade and finance.

Fetooh, a Bahraini national, has a career spanning 39 years in executive management, underwriting, and business development in the regional and international insurance and re-insurance industry. This includes leading roles at regulatory & development authorities in the Gulf Cooperation Council (GCC) region such as the Dubai International Financial Centre and Qatar Financial Centre Authorities where she was one of the founders; and was instrumental in developing the vision and strategy for the insurance and reinsurance sector. Fetooh spent 22 years in the Arab Insurance Group (ARIG) where she was managing the largest international aerospace reinsurance portfolio in the MENA region from 1994 to 2002. She received numerous accolades for her contribution to the insurance and reinsurance industry. Fetooh has been adviser and board member for a number of international and regional insurance & reinsurance companies, higher educational establishments and government authorities. She is also the International Insurance Society’s (IIS) Ambassador for Bahrain.

Alexander Brouwer, Founder at Vive (Netherlands) is an experienced executive with a demonstrated history of working in the financial services industry. He has built, from scratch, the smartest and most vibrant personal digital wealth manager out there. His skill-set consists of Entrepreneurship, Asset Management, Pension Funds, ALM, and Mergers & Acquisitions (M&A). Vive is the first European cloud- based wealth management platform. Their mission to help people shape their future financially regardless of knowledge, experience or income. Vive is building in-house a complete wealth management platform and a Mobile App. Career wise, Alex has more than 20 years experience in stocks trading, investment and risk management; and his previous employment includes ING Investment & Management, Willis Tower Watson and Alex Beleggersbank.

Ernesto is the Founder and CEO of Pension Policy International and independent consultant engaged in various projects for the pension fund management industry. From 2003 through 2016 he worked at Consar, the pension’s supervisory and regulatory authority in Mexico, where held the position of General Director of Regulation and Financial Inclusion. He was responsible for regulatory changes and implementation of pension regulation reforms including the public-sector pension reform of 2007 and various regulatory amendments focused on reducing overall long term financial sector expenses while providing safety and facilitating overall processes for individuals. He coordinated the pension related reforms with the different Social Security Institutes. Before becoming a regulator, he was a consultant for more than 8 years in different firms in the US.

Combining a geography degree with a passion for innovative technology, Caroline Naylor-Renn found herself exploring a mass of uncharted territory when she entered the financial industry in 1996. Now Chief Operating Officer at INN8 (an independent investment platform changing the way investments are done in South Africa), Caroline has travelled extensively, building and running investment platforms for nearly 20 years. Her expert ability to create a strategic agenda and deliver in fast-paced environments has allowed her to be hugely successful in creating wrap platforms and wealth management propositions around the globe. Caroline was recently recognised in the IA Top 100 which names the most influential people across the international financial advisory and wealth management sectors. Prior to joining INN8, Caroline led global teams for a number of leading financial institutions. As Chief of Staff at HSBC Global Wealth Products and Services, Caroline was responsible for supporting Global Head of Wealth Products and Services and creating its global vision for investment products, multi-channel customer proposition, and technology platforms. She had operational oversight of teams based in London, Dubai and Hong Kong, and gained first-hand experience in creating cohesion in a multidimensional team. During her time as Head of Wealth Platforms for HSBC Europe, Caroline led the IT implementation of wealth platforms in France, Turkey, Jersey, Malta, Greece, and UK. A key challenge in this role was understanding the wealth products and business performance in each country, and a key responsibility was the matrix management directing of the UK, European, and Asian teams to embed change and drive commercialisation to create an increase in activity and revenues. As Head of Wrap Platform Development for HSBC UK, Caroline was responsible for creating a new fund platform for UK retail customers and implementing the new proposition for self-directed customers with a two-year project budget of £50 million. During this time, Caroline also created a new target operating model, marketing strategy, and digital customer journey. Prior to joining HSBC, Caroline worked with Selestia, Old Mutual, and Skandia in the development of their investment platform propositions. Caroline is a passionate sportswoman, dedicated mother of three boys, and wife to Paul, and is loving living in Cape Town.

A Bahraini national with 10 years of experience in the creative industry. Weaam has worked with a variety of local sustainable brands in the fashion, beauty and food industries, specializing in graphic design, illustration, art direction, branding, copywriting and marketing.

With a Diploma in Computer Science from the University of Bahrain and a B.Sc. in Business Information Systems from AMA University, Bahrain, Ali has worked as an IT engineer and IT team leader for more than 17 years. His work experience spans the Arabian Gulf University, Nuetel Communications, Bahrain Financing Company and MTQ Oilfield Services. At Fintech Robos, Ali is leading the design, building and running of our IT infrastructure, both in the cloud and in premises.